Travel Credit Cards


A travel rewards credit card can be a great way to start saving for a vacation. The trick is to start using the card to make your everyday purchases even if you are just buying fast food. As you do this, the points will start to build on your travel credit card. Essentially it becomes a savings plan for vacations without actually having to save money. Not all travel credit cards are the same. We have researched the travel cards available online and put together the Top 5 in which we feel offers the best value to consumers. The reward points can be used for airline tickets, hotel stays, car rentals, and even cruises in some cases.

The credit card issuers that offer these travel reward cards are getting very competitive trying to gain new cardholders. That is great news for consumers because the travel rewards keep getting better and better. Please review our Top 5 Travel Credit Cards list and select the card that is right for you.

 U.S. Bank FlexPerks® Travel Rewards Visa Signature® card  
 

  • Earn 20,000 enrollment FlexPoints after you spend $3,500 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your Card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline net purchases — whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints on eligible charitable donations*
  • No Foreign Transaction Fees (based on creditworthiness).*
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • Subject to credit approval.
  
 Intro Purchase APR
0% for 12 billing cycles*
Intro Balance Trans. APR
0% for 12 billing cycles*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 intro* for the first year, then $49*
 



 U.S. Bank FlexPerks® Travel Rewards American Express® Card 
 

  • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • 2X FlexPoints at restaurants and on fast food. Plus, use your Card at select membership warehouse clubs.
  • 2X FlexPoints on gas, grocery or airfare - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • No Foreign Transaction Fees.*
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 for the first year, then $49*
 



 U.S. Bank FlexPerks® Travel Rewards American Express® Card 
 

  • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • 2X FlexPoints at restaurants and on fast food. Plus, use your Card at select membership warehouse clubs.
  • 2X FlexPoints on gas, grocery or airfare - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • No Foreign Transaction Fees.*
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 for the first year, then $49*
 



 Capital One® Venture® Rewards Credit Card 
 

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there's no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
12.9% - 22.9% (Variable)
Annual Fee
$0 intro for first year; $59 after that
 



 Club CarlsonSM Premier Rewards Visa Signature® Card 
 

  • Earn 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days - that's up to 9 Free Award Nights at Category 1 hotels
  • 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
  • 5 points per $1 spent in eligible net purchases everywhere else
  • Club Carlson Gold Status is yours after you activate and use your card
  • Please see terms and conditions for complete details
  • Net purchases are purchases minus credits and returns
  • Subject to credit approval
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.99% - 22.99%* (Variable)
Annual Fee
$75*
 



 U.S. Bank FlexPerks® Select+ American Express® Card 
 

  • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • Use your Card at select membership warehouse clubs and for everyday purchases.
  • 1 FlexPoint for every $1 in Net Purchases.
  • No annual fee.*
  • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
  • An airline award ticket starts at just 20,000 FlexPoints (up to $400 value).
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
0% for 9 billing cycles on Balance Transfers*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0
 



 U.S. Bank FlexPerks® Select+ American Express® Card 
 

  • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • Use your Card at select membership warehouse clubs and for everyday purchases.
  • 1 FlexPoint for every $1 in Net Purchases.
  • No annual fee.*
  • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
  • An airline award ticket starts at just 20,000 FlexPoints (up to $400 value).
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
0% for 9 billing cycles on Balance Transfers*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0
 



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Rating: 5.0/5 (4 votes cast)
Travel Credit Cards, 5.0 out of 5 based on 4 ratings

Why are Travel Reward Cards Popular?

Travel rewards are one of the most popular rewards that consumers that like to earn when using their credit card. These cards can essentially act as a vacation savings account. With every purchase that you make you can earn points or miles that can be used towards the purchase of airline tickets, hotel rooms, car rentals, and more. It can be hard to save throughout the year to take the vacation that you want. Everyone loves to get away and trips can be expensive. Even if you haven’t earned enough to pay for your trip in full, the rewards can certainly help offset your costs a bit. The best part is that your everyday purchases help you get to your goal faster. Every lunch, every fill up at the gas station, they all contribute. The simplicity of earning rewards and consumers desire to take vacations make these cards very popular.

Selecting the Best Travel Credit Card

When deciding which is the best travel credit card offer for you, there are a few things you need to consider first. Are you looking to earn airline miles, hotel points, or miles and points that can be used for both? If you are loyal to a certain airline or hotel, a card that earns you rewards towards that specific company may be right for you. If you are looking to earn miles and points you want the flexibility of where you can use them, a general travel rewards card like the Capital One Venture Card or Chase Sapphire Card will be best for you. When we developed our rankings of the top travel credit cards, we took into card features such as annual fees, introductory APRs, on-going interest rates, earnings rates of the travel rewards, and bonus rewards. Based on that information we present the cards that we feel offer the best overall value to consumers.

Maximizing Your Travel Rewards

With a travel credit card you can earn points and miles without changing your normal purchasing habits. The only difference is that you should try to use the credit card to make all your purchases. In the instances where you would have used cash, save that cash to pay your bill when the statement comes in. When you think about it, buying lunch, gasoline, even paying for your car insurance with a credit card will build your rewards overtime. Each transaction adds up and can mean significant savings on your next vacation. To earn at the highest rate possible, choose your travel credit card wisely. The rate at which you earn rewards can differ from card to card. Most cards reward you with 1 point or mile for every dollar spent, but there are cards that will allow you to earn up to 2 points or miles for every dollar.