Airline Credit Cards


It is great to earn rewards and even better when you start earning them for purchases that you make everyday. What if your rewards helped you save for a vacation? An airline credit card can help you do just that. However, not all airline miles cards offer the same benefits and there are many to choose from. We have done the research and produced a list of the Top Airline Credit Cards that we feel offers the best benefit to consumers. Earning frequent flyer miles for every purchase can help you earn free airline tickets, hotel stays, and even car rentals.

The major credit card issuers have been creating airline credit card offers that offer better rewards than have ever been previously offered. The biggest problem used to be that there would be blackout dates and you could use your flyer miles on every airline. Now many of the products available don’t have such restrictions. Please review our Top 5 Airline Cards list and select the card that is right for you.

 Capital One® VentureOne® Rewards Credit Card 
 

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until December 2015; 11.9%-19.9% variable APR after that
  • Travel when you want—no blackout dates
  • No foreign transaction fees
  • Miles don't expire and there's no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
  
 Intro Purchase APR
0% ""until December 2015*
Intro Balance Trans. APR
N/A*
APR
11.9% - 19.9% (Variable)
Annual Fee
$0
 



 U.S. Bank FlexPerks® Travel Rewards Visa Signature® card  
 

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases — whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • $0 intro Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases.
  • You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
  
 Intro Purchase APR
0% for 12 billing cycles*
Intro Balance Trans. APR
0% for 12 billing cycles*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 intro* for the first year, then $49*
 



 Marriott Rewards® Premier Credit Card 
 

  • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
  • Receive 1 Free Night Stay after account approval in Category 1-4 locations, that's up to 7 Free Nights
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
15.99% (Variable)
Annual Fee
$0 Intro Annual Fee for the first year, then $85
 



 Club CarlsonSM Premier Rewards Visa Signature® Card 
 

  • Earn 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days - that's up to 9 Free Award Nights at Category 1 hotels
  • 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
  • 5 points per $1 spent in eligible net purchases everywhere else
  • Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!
  • Club Carlson Gold Status is yours after you activate and use your card
  • Please see terms and conditions for complete details
  • Net purchases are purchases minus credits and returns
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.99% - 22.99%* (Variable)
Annual Fee
$75*
 



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Rating: 4.1/5 (24 votes cast)
Airline Credit Cards, 4.1 out of 5 based on 24 ratings

Choosing the Best Airline Credit Card

When deciding which is the best of the airline credit cards, you need to consider several things first. Items such as annual fee, frequent flyer miles earnings rate, introductory interest rates, on-going interest rates, the airline in which the miles can be used, and any restrictions for redeeming. Many of the airline specific cards do charge annual fees, but there are several frequent flyer cards that are available that don’t charge an annual fee. Many of those cards offer miles that can also be used on several airlines as opposed to being used on one specific. The credit card issuers have been aggressively working to improve their selection of travel cards and have created some very appealing offers. It used to be pretty rare to see a card offering more than 1 mile per dollar spent, but that has changed. Some of cards that we rated as the top in the category offer the ability to earn at a higher rate. There are also some cards offering bonus miles for using getting approved and using their card, but these cards tend to be airline specific. We took all of these factors into account when we formed our rankings.

Earning the Most Frequent Flyer Miles

When you get an airline miles credit card you want to make sure you are earning the most frequent flyer miles possible. The key is to start using it for your everyday purchases. the things that you would have normally paid for by cash such as lunch, just use your card instead. When the bill comes, pay it off using the cash that you would have used. These smaller purchases can add up in a big way. There are larger purchases such as insurance premiums that in many instances don’t charge an additional fee for using a credit card to pay the bill. In those instances use the card and earn miles. We do stress that you should try and pay your bill off whenever possible. This is because the interest charged may end up outweighing the miles you will earn. If your monthly spending is what you would consider more than most consumers, it may be worth paying an annual fee for a credit card that earns at a higher rate. For a small annual fee, you could have the ability to earn miles up to twice as fast as you would with a card that doesn’t have an annual fee.

Airline Miles Credit Cards vs. Specific Airline Cards

Not all airline credit card offers are the same. There are two different types. The first is the more traditional airline specific cards. These cards let you earn miles on one specific airline such as Southwest, Delta, or American. The other type of frequent flyer credit card are the cards that let you earn miles that can be used on any airline, such as the Capital One Venture Card. So how do you choose which is right for you? If you are extremely loyal to one airline, it could be best for you to choose that card. You generally can receive bonus miles for getting the card and earn special airline perks. If you don’t have an airline that you fly most of the time, a more general airline rewards card will be best for you. You will be able to use those miles on any airline and most of these cards don’t have blackout dates. These cards tend to let you earn at a much faster rate in general. Even if you do fly a specific airline most of the time, the earnings rate and flexibility of a more general airline miles card could be the better option. These are all things that you will need to consider.