Airline Credit Cards


It is great to earn rewards and even better when you start earning them for purchases that you make everyday. What if your rewards helped you save for a vacation? An airline credit card can help you do just that. However, not all airline miles cards offer the same benefits and there are many to choose from. We have done the research and produced a list of the Top Airline Credit Cards that we feel offers the best benefit to consumers. Earning frequent flyer miles for every purchase can help you earn free airline tickets, hotel stays, and even car rentals.

The major credit card issuers have been creating airline credit card offers that offer better rewards than have ever been previously offered. The biggest problem used to be that there would be blackout dates and you could use your flyer miles on every airline. Now many of the products available don’t have such restrictions. Please review our Top 5 Airline Cards list and select the card that is right for you.

 Capital One® VentureOne® Rewards Credit Card 
 

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  
 Intro Purchase APR
0% ""until August 2015*
Intro Balance Trans. APR
N/A*
APR
11.9% - 19.9% (V)
Annual Fee
$0
 



 Citi® Hilton HHonorsTM Visa Signature® Card 
 

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
14.24% or 16.24%* (Variable)
Annual Fee
None
 



 LifeMiles Visa Signature® Card 
 

  • Earn 1 LifeMile for every net $1 you spend (purchases minus credits and returns)
  • 20,000 bonus LifeMiles with your first card use
  • 6,000 bonus LifeMiles with your annual credit card renewal
  • Double LifeMiles on Avianca ticket purchases
  • 50% Excess Baggage Redemption Discount
  • $0 Introductory Annual Fee for the first year, thereafter $75*
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
12.99% - 22.99%* (Variable)
Annual Fee
$0 for the first year, then $75*
 



 U.S. Bank FlexPerks® Travel Rewards Visa Signature® card  
 

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases — whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • $0 intro Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases.
  • You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
  
 Intro Purchase APR
0% for 12 billing cycles*
Intro Balance Trans. APR
0% for 12 billing cycles*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 intro* for the first year, then $49*
 



 Citi® Dividend Platinum Select® Visa® Card  
 

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% Cash Back in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 – 9/30/14
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
  
 Intro Purchase APR
0%* for 12 months*
Intro Balance Trans. APR
0%* for 12 months*
APR
12.99%-22.99%* (Variable)
Annual Fee
$0*
 



 LANPASS Visa Signature® Card 
 

  • 1 LANPASS Mile for every net $1 you spend (purchases minus credit and returns)
  • 20,000 Bonus Miles with your first card use
  • 4,000 Bonus Miles with your annual credit card renewal
  • Double Miles on LAN and TAM ticket purchases
  • $0 intro annual fee for the first year† ($75 thereafter)*
  • 20% discount on first LAN or TAM purchase (up to $1,000) 1 time per year
  • 25% flight miles bonus
  • 3 one-way upgrade coupons per year
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
12.99% - 19.99%* (Variable)
Annual Fee
$0 intro for the first year, then $75*
 



 Citi® Platinum Select® / AAdvantage® World MasterCard® 
 

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.99% - 21.99%* (Variable)
Annual Fee
$95, waived for first 12 months*
 



 Barclaycard Arrival™ World MasterCard® 
 

  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers
  
 Intro Purchase APR
0% for 12 months*
Intro Balance Trans. APR
0% for 12 months*
APR
14.99% or 18.99%* (Variable)
Annual Fee
$0
 



 The US Airways® Premier World MasterCard® 
 

  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag free on eligible bags for you and up to four companions on domestic US Airways operated flights
  • One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  • Priority boarding Zone 2 on US Airways operated flights
  • Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  • Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else
  • Please see terms and conditions for complete details
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
0% for 15 months*
APR
15.99%, 19.99% or 24.99%* Variable
Annual Fee
$89
 



 Premier Miles & More® World MasterCard® 
 

  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners
  • Earn 1 mile per $1 on all other purchases
  • Annual Companion Ticket after first purchase
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
  • $79 Annual Fee, waived for SEN and HON Circle Members
  
 Intro Purchase APR
0% for 12 months*
Intro Balance Trans. APR
0% for 12 months*
APR
15.99% or 24.99%* Variable
Annual Fee
$79
 



 Club CarlsonSM Premier Rewards Visa Signature® Card 
 

  • Earn up to 50,000 Gold Points after your first purchase
  • Plus 35,000 points once you spend $2,500 on your card within the first 90 days - that's up to 9 Free Award Nights at Category 1 hotels
  • 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
  • 5 points per $1 spent in eligible net purchases everywhere else
  • Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!
  • Club Carlson Gold Status is yours after you activate and use your card
  • Please see terms and conditions for complete details
  • Net purchases are purchases minus credits and returns
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.99% - 22.99%* (Variable)
Annual Fee
$75*
 



 Barclaycard Arrival Plus™ World Elite MasterCard® 
 

  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
14.99% or 18.99%* (Variable)
Annual Fee
$89 - Waived first year
 



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Rating: 4.1/5 (24 votes cast)
Airline Credit Cards, 4.1 out of 5 based on 24 ratings

Choosing the Best Airline Credit Card

When deciding which is the best of the airline credit cards, you need to consider several things first. Items such as annual fee, frequent flyer miles earnings rate, introductory interest rates, on-going interest rates, the airline in which the miles can be used, and any restrictions for redeeming. Many of the airline specific cards do charge annual fees, but there are several frequent flyer cards that are available that don’t charge an annual fee. Many of those cards offer miles that can also be used on several airlines as opposed to being used on one specific. The credit card issuers have been aggressively working to improve their selection of travel cards and have created some very appealing offers. It used to be pretty rare to see a card offering more than 1 mile per dollar spent, but that has changed. Some of cards that we rated as the top in the category offer the ability to earn at a higher rate. There are also some cards offering bonus miles for using getting approved and using their card, but these cards tend to be airline specific. We took all of these factors into account when we formed our rankings.

Earning the Most Frequent Flyer Miles

When you get an airline miles credit card you want to make sure you are earning the most frequent flyer miles possible. The key is to start using it for your everyday purchases. the things that you would have normally paid for by cash such as lunch, just use your card instead. When the bill comes, pay it off using the cash that you would have used. These smaller purchases can add up in a big way. There are larger purchases such as insurance premiums that in many instances don’t charge an additional fee for using a credit card to pay the bill. In those instances use the card and earn miles. We do stress that you should try and pay your bill off whenever possible. This is because the interest charged may end up outweighing the miles you will earn. If your monthly spending is what you would consider more than most consumers, it may be worth paying an annual fee for a credit card that earns at a higher rate. For a small annual fee, you could have the ability to earn miles up to twice as fast as you would with a card that doesn’t have an annual fee.

Airline Miles Credit Cards vs. Specific Airline Cards

Not all airline credit card offers are the same. There are two different types. The first is the more traditional airline specific cards. These cards let you earn miles on one specific airline such as Southwest, Delta, or American. The other type of frequent flyer credit card are the cards that let you earn miles that can be used on any airline, such as the Capital One Venture Card. So how do you choose which is right for you? If you are extremely loyal to one airline, it could be best for you to choose that card. You generally can receive bonus miles for getting the card and earn special airline perks. If you don’t have an airline that you fly most of the time, a more general airline rewards card will be best for you. You will be able to use those miles on any airline and most of these cards don’t have blackout dates. These cards tend to let you earn at a much faster rate in general. Even if you do fly a specific airline most of the time, the earnings rate and flexibility of a more general airline miles card could be the better option. These are all things that you will need to consider.