Top Credit Cards


Top Credit Cards

It is easy to apply for a credit card in this category. All you need to do is click on the green apply now button and you will be taken to a secure application at the bank’s website.

 Discover it® 
 

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up.*
  • Human. 100% U.S.-based customer service available any time.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  
 Intro Purchase APR
0% for 6 months*
Intro Balance Trans. APR
0% for 18 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



 Capital One® Card Finder Tool 
 

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are—to help you prepare for what's ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management—right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want—by check, online, or at a local branch
  
 Intro Purchase APR
See Terms for See Terms*
Intro Balance Trans. APR
See Terms for See Terms*
APR
Various Rates
Annual Fee
See Terms
 



 Citi ThankYou® Preferred Card 
 

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  
 Intro Purchase APR
0%* for 15 months*
Intro Balance Trans. APR
0%* for 15 months*
APR
12.99%-22.99%* (Variable)
Annual Fee
$0*
 



 Premier Miles & More® World MasterCard® 
 

  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
  • Cardholders receive a companion ticket annually after each account anniversary
  • Earn 1 mile per $1 on all other purchases
  • Annual Complimentary Companion Ticket after first purchase, then annually thereafter
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
  • $79 Annual Fee. Please see Terms and Conditions for complete details
  
 Intro Purchase APR
0% for 12 months*
Intro Balance Trans. APR
0% for 12 months*
APR
15.99% or 24.99%* (Variable)
Annual Fee
$79
 



 Citi® Dividend Platinum Select® Visa® Card  
 

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
  
 Intro Purchase APR
0%* for 12 months*
Intro Balance Trans. APR
0%* for 12 months*
APR
12.99%-22.99%* (Variable)
Annual Fee
$0*
 



 The Frontier Airlines World MasterCard® 
 

  • Earn 40,000 bonus miles after spending $500 in purchases in the first 90 days
  • Earn up to 10,000 bonus miles on balance transfers (1 mile per $1 transferred) in the first 90 days
  • Earn double miles on purchases at FlyFrontier.com and 1 mile per $1 on all other purchases
  • No blackout dates! Book any roundtrip award flight on Frontier starting at 20,000 miles (subject to fees/taxes from $5)
  • 0% Intro APR on purchases and balance transfers for the first 12 months. After that, a variable APR, currently 15.99% or 24.99% based on creditworthiness
  • $69 Annual Fee. Please see Terms and Conditions for complete details.
  
 Intro Purchase APR
0% for 12 months*
Intro Balance Trans. APR
0% for 12 months*
APR
15.99% or 24.99%* Variable
Annual Fee
$69
 



 U.S. Bank FlexPerks® Travel Rewards Visa Signature® card  
 

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases — whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • $0 intro Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases.
  • You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
  
 Intro Purchase APR
0% for 12 billing cycles*
Intro Balance Trans. APR
0% for 12 billing cycles*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 intro* for the first year, then $49*
 



 Discover it® 
 

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up.*
  • Human. 100% U.S.-based customer service available any time.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  
 Intro Purchase APR
0% for 14 months*
Intro Balance Trans. APR
0% for 14 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



 Capital One® Platinum Prestige Credit Card 
 

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
  
 Intro Purchase APR
0% ""until July 2015*
Intro Balance Trans. APR
0% ""until July 2015*
APR
10.9% - 18.9% (V)
Annual Fee
$0
 



 The US Airways Premier World MasterCard® 
 

  • Earn up to 40,000 bonus miles with qualifying transactions
  • Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Zone 2 boarding on all US Airways flights
  • Earn 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 on purchases everywhere else
  • Annual companion certificate good for up to 2 companion tickets at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details
  
 Intro Purchase APR
0% for 12 months*
Intro Balance Trans. APR
0% for 12 months*
APR
15.99% or 24.99%* Variable
Annual Fee
$89
 



 Citi Simplicity® Card 
 

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
  
 Intro Purchase APR
0%* for 18 months*
Intro Balance Trans. APR
0%* for 18 months*
APR
12.99% - 21.99%* (Variable)
Annual Fee
$0*
 



 Barclaycard® Ring MasterCard® 
 

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
8.00% (Variable)
Annual Fee
$0
 



VN:F [1.9.22_1171]
Rating: 4.6/5 (17 votes cast)
Top Credit Cards, 4.6 out of 5 based on 17 ratings

Below you will find a listing of some of the most popular cards in this category. Some cards may feature no annual fees, low APR’s cash back opportunities, rewards and more. For more detailed information or to apply online, simply click the "Apply Now" button.