Prepaid Debit Cards


If you are having some difficulty obtaining an unsecured credit card, a prepaid credit card maybe a good option for you. Carrying a lot of cash around is not very common in today’s electronic age. If you lose your wallet or purse, you have no way of recouping your money. If lose a credit card, you can at least get a new card issued. Some of the newest prepaid debit cards offer very creative features such as a credit builder option. This can be very useful in rebuilding your credit history.

With several prepaid credit cards being offered on the market, how can you tell which are the best? We did some research on what cards were available online and analyzed their features. Based on that research we formed a listing on the prepaid cards that we felt offered the greatest benefit to consumers. Please review our Top 5 Prepaid Credit Cards list and select the card that is right for you.

Prepaid Debit Cards

 AccountNow® Prepaid Visa® Card 
 

  • 100% Approval* (subject to I.D. Verification)
  • $0 monthly fee†
  • No minimum balance
  • No credit check∞. No risk of overdraft fee.
  • Free† direct deposit and online bill payment
  • Use it everywhere Visa debit card accepted
  • Easy online/mobile account access
  • Perfect for occasional usage
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A
Annual Fee
$0
 



 Pink ACE Elite™ Visa® Prepaid Card 
 

  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A
Annual Fee
up to $9.95 monthly fee
 



 AccountNow® Prepaid MasterCard® 
 

  • $0 monthly fee†
  • No credit check∞ or ChexSystems check
  • Instant account number
  • Free† direct deposit — paycheck, benefit checks, tax refund checks
  • Easy 24/7 online account access
  • Earn Refer-a-Friend cash bonus
  • Use it everywhere Mastercard Debit card accepted
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A
Annual Fee
up to $9.95 monthly fee
 



 AccountNow® Gold Visa® Prepaid Card 
 

  • Get paid up to 2 days faster with free direct deposit ▼
  • Get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Approval* - upon successful ID verification. No credit check∞. No ChexSystems check. No existing bank account required.
  • $0 Activation fee†. No Minimum Balance. No risk of Overdraft fees.
  • $15 Bonus§ with qualifying Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A
Annual Fee
up to $9.95 monthly fee
 



 READYdebit® Visa Prepaid Card 
 

  • Instant account number - a great card for your money.
  • Free† direct deposit — paycheck, benefit checks, tax refund checks
  • Easy online bill payment & mobile account access
  • No purchase transaction fees
  • No risk of overdraft fees or balance minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Use it everywhere visa debit cards are accepted
  • Choose your card color -- blue or pink
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A
Annual Fee
$9.95 monthly fee
 



 ACE Elite™ Blue Visa® Prepaid Debit Card 
 

  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn up to 5% APY while you save in an optional savings account.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
N/A
Annual Fee
up to $9.95 monthly fee
 



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Prepaid Debit Cards, 4.7 out of 5 based on 6 ratings