Good Credit Credit Cards


Having good credit does have it’s rewards. Many of the credit cards for people with good credit feature 0% introductory APRs on purchases and balance transfers, no annual fees, and rewards. The difficult part is trying to make sense of all of the good credit card offers out there and picking the best one. We have done a lot of research on good credit credit cards available online and have created a list of cards that we feel offer the greatest benefit to consumers. Our rankings are based on the overall value of the cards based on factors such as interest rates, rewards, and annual fees.

The leading credit card issuers have been very competitive over the past year. They have been trying to grab the attention of potential cardholders by creating credit card products that have exceptionally long 0% introductory rates, rewards, and special cash back promotions in some cases. Please review our Top 5 Good Credit Credit Cards list and select the card that is right for you.

 Capital One® VentureOne® Rewards Credit Card 
 

  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  
 Intro Purchase APR
0% ""until April 2015*
Intro Balance Trans. APR
N/A*
APR
11.9% - 19.9% (V)
Annual Fee
$0
 



 Citi® Dividend® Card for College Students 
 

  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details
  
 Intro Purchase APR
0%* for 7 months*
Intro Balance Trans. APR
N/A*
APR
13.99%-23.99%* (Variable)
Annual Fee
$0*
 



 Citi® Hilton HHonorsTM Visa Signature® Card 
 

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
14.24% or 16.24%* (Variable)
Annual Fee
None
 



 Capital One® Venture® Rewards Credit Card 
 

  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
13.9% - 20.9% (V)
Annual Fee
$0 intro for first year; $59 after that
 



 Discover it® 
 

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up.*
  • Human. 100% U.S.-based customer service available any time.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  
 Intro Purchase APR
0% for 6 months*
Intro Balance Trans. APR
0% for 18 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



 Citi® Diamond Preferred® Card 
 

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  
 Intro Purchase APR
0%* for 18 months*
Intro Balance Trans. APR
0%* for 18 months*
APR
11.99%-21.99%* (Variable)
Annual Fee
$0*
 



 Barclaycard® Rewards MasterCard® - Average Credit 
 

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
24.99%* (Variable)
Annual Fee
$0
 



 Capital One® Platinum Prestige Credit Card 
 

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
  
 Intro Purchase APR
0% ""until July 2015*
Intro Balance Trans. APR
0% ""until July 2015*
APR
10.9% - 18.9% (V)
Annual Fee
$0
 



 Capital One® Card Finder Tool 
 

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are—to help you prepare for what's ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management—right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want—by check, online, or at a local branch
  
 Intro Purchase APR
See Terms for See Terms*
Intro Balance Trans. APR
See Terms for See Terms*
APR
Various Rates
Annual Fee
See Terms
 



 Discover it® 
 

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up.*
  • Human. 100% U.S.-based customer service available any time.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  
 Intro Purchase APR
0% for 14 months*
Intro Balance Trans. APR
0% for 14 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



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Rating: 4.0/5 (4 votes cast)
Good Credit Credit Cards, 4.0 out of 5 based on 4 ratings

Credit Cards for Good Credit

You have done a good job at keeping your credit history clean and you should be rewarded for that. Some of the best credit cards are available to the people who have good credit scores. The thing that you need to decide is the features that are important to you. There are cards with low 0% introductory rates on purchases and balance transfers and there are cards offering rewards. There are also cards offering both, but you usually get the most out of the cards that specialize in a certain feature. If you are looking for a card to transfer a balance to, you will want to take a look at the 0% introductory length of the balance transfer offers for each card. If you pay off your bill every month, you may want to start getting rewarded for making your purchases and select a cash back credit card or airline miles card.