Excellent Credit Credit Cards


The best cards available online are for people with excellent credit histories. The lowest interest rates, the best rewards, and the highest credit lines are reserved for people who have a proven track record of paying their bills on time. If you have an excellent credit score there are numerous credit card offers available to you, but how will you know which card is the best deal? We have reviewed the excellent credit credit cards available online and have formed a list of the cards that offer the greatest overall value to consumers. For our rankings we took into account the interest rates, rewards, annual fees, special promotions, and additional perks that come with being a card member.

Every credit card issuer is looking to add people with excellent credit as cardholders. With every bank competing for your business you get access to the best offers available. You will find long 0% introductory APRs and any type of reward you can think of. It has never been a better time to take advantage of your excellent credit history. Please review our Top 5 Excellent Credit Credit Cards list and select the card that is right for you.

Capital One® Venture(SM) Rewards Credit Card

  • Money® Magazine’s “Most Rewarding Card if you crave free airline flights”
  • 2 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles won’t expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Intro Purchase APR
See Terms*
Intro Balance Trans. APR
See Terms*
APR
See Terms*
Annual Fee
See Terms*

Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR
0% for 15 months*
Intro Balance Trans. APR
0% for 15 months*
APR
10.99% – 20.99% (Variable)*
Annual Fee
$0

Capital One® Platinum Prestige Credit Card

  • 0% intro APR until August 2013 on balance transfers
  • 0% intro APR until August 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card — choose the one shown here, any of the hundreds in our collection, or add your own
Intro Purchase APR
See Terms*
Intro Balance Trans. APR
See Terms*
APR
See Terms*
Annual Fee
See Terms*

Chase Freedom® Visa
Chase Freedom Visa

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
  • You’ll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire
Intro Purchase APR
0% for 15 months*
Intro Balance Trans. APR
0% for 15 months*
APR
12.99% – 22.99% Variable*
Annual Fee
$0*

VN:F [1.9.17_1161]
Rating: 4.3/5 (3 votes cast)
Excellent Credit Credit Cards, 4.3 out of 5 based on 3 ratings

Credit Cards for Excellent Credit Scores

You have done all the right things. You have managed your credit right and you have been paying your bills on time for years earning you a credit score of 720+. Due to your hard work, you nearly have your pick of the type of credit card that want. You will be eligible to apply for the credit cards featuring the longest 0% introductory rates and the cards with the best rewards. There are some really great credit cards for excellent credit deals right now. There are several cards offering low 0% introductory rates for longer than 20 months and some really good cash back and airline offers right now. The banks have been looking to build their credit card portfolios with people who have a excellent credit history, which is why these offers are so good.