Excellent Credit Credit Cards


The best cards available online are for people with excellent credit histories. The lowest interest rates, the best rewards, and the highest credit lines are reserved for people who have a proven track record of paying their bills on time. If you have an excellent credit score there are numerous credit card offers available to you, but how will you know which card is the best deal? We have reviewed the excellent credit credit cards available online and have formed a list of the cards that offer the greatest overall value to consumers. For our rankings we took into account the interest rates, rewards, annual fees, special promotions, and additional perks that come with being a card member.

Every credit card issuer is looking to add people with excellent credit as cardholders. With every bank competing for your business you get access to the best offers available. You will find long 0% introductory APRs and any type of reward you can think of. It has never been a better time to take advantage of your excellent credit history. Please review our Top 5 Excellent Credit Credit Cards list and select the card that is right for you.

 Capital One® VentureOne® Rewards Credit Card 
 

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until December 2015; 11.9%-19.9% variable APR after that
  • Travel when you want—no blackout dates
  • No foreign transaction fees
  • Miles don't expire and there's no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
  
 Intro Purchase APR
0% ""until December 2015*
Intro Balance Trans. APR
N/A*
APR
11.9% - 19.9% (Variable)
Annual Fee
$0
 



 Capital One® Platinum Prestige Credit Card 
 

  • Get 0% intro APR on all purchases until March 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
  
 Intro Purchase APR
0% ""until March 2016*
Intro Balance Trans. APR
0% ""until March 2016*
APR
10.9% - 18.9% (Variable)
Annual Fee
$0
 



 Discover it® 
 

  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover \'Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie\' by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking \'Apply.\'
  
 Intro Purchase APR
0% for 14 months*
Intro Balance Trans. APR
0% for 14 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



 Discover it® 
 

  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover \'Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie\' by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *+See rates, rewards, free FICO® Credit Score terms and other info by clicking \'Apply.\'
  
 Intro Purchase APR
0% for 6 months*
Intro Balance Trans. APR
0% for 18 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



 U.S. Bank FlexPerks® Travel Rewards Visa Signature® card  
 

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases — whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • $0 intro Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases.
  • You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
  
 Intro Purchase APR
0% for 12 billing cycles*
Intro Balance Trans. APR
0% for 12 billing cycles*
APR
13.99% - 23.99%* (Variable)
Annual Fee
$0 intro* for the first year, then $49*
 



 U.S. Bank Visa® Platinum Card 
 

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
  
 Intro Purchase APR
0% for 15 billing cycles*
Intro Balance Trans. APR
0% for 15 billing cycles*
APR
9.99% - 23.99%* (Variable)
Annual Fee
$0*
 



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Rating: 4.3/5 (3 votes cast)
Excellent Credit Credit Cards, 4.3 out of 5 based on 3 ratings

Credit Cards for Excellent Credit Scores

You have done all the right things. You have managed your credit right and you have been paying your bills on time for years earning you a credit score of 720+. Due to your hard work, you nearly have your pick of the type of credit card that want. You will be eligible to apply for the credit cards featuring the longest 0% introductory rates and the cards with the best rewards. There are some really great credit cards for excellent credit deals right now. There are several cards offering low 0% introductory rates for longer than 20 months and some really good cash back and airline offers right now. The banks have been looking to build their credit card portfolios with people who have a excellent credit history, which is why these offers are so good.