Discover® More Card
Discover allows you to apply securely online.
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Applying for this card is simple.
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1. Carefully review the credit card features.
2. Read our expert opinion to see if it is right for you.
3. Click Apply Now and fill out the short application.
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Details About Discover® More Card |
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Overview of Card Features |
| Intro APR: |
0% for 6 months* |
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- 0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% - 20.99%
- 0% intro APR on purchases for 6 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
- Up to 1% unlimited Cashback Bonus on all other purchases
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- No Annual Fee
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| Balance Transfer: |
0% for 18 full months* |
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| Ongoing APR: |
11.99% - 20.99% (Variable)* |
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| Annual Fee: |
None* |
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| Credit Needed: |
Excellent |
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Our Expert Review |
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| The Discover More Card is a great card for transferring a balance. They are offering 0% for 18 months on balance transfers. This is one of the best deals out there. They are also offer 0% for 6 months on just regular purchases. Their Cashback bonus program is what they are best known for. Discover's customer service department is consistently rated one of the best in the industry. Their application is pretty simple and they make a decision rather quickly. Most decisions are done instantly. Discover has been doing a fair amount of direct mail sending pre-approved offers to potential applicants and sending them to the following URLs: mydiscovercard.com, www.mydiscovercard.com, mydiscovercard, mydiscover.com, www.mydiscover.com, mydiscover and many more. |
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Apply for Discover® More Card
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User Reviews
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Helpful Tips
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Things to Consider when Choosing a Cash Back Reward Card
While the decision to want to earn cash back may seem like an easy one, there are a few things to consider. The following is a list of things that you may want to evaluate before choosing the cash back credit card for you.
- Do you have good credit? If not, you most likely won't be accepted and therefore can't get a cash back reward card. Since the credit card company is paying you for your loyalty, they won't want to accept credit card holders who are a potential payment risk. If you do have good credit, there are some great offers out there. Most cash back cards are offering 1% back for every dollar you spend, but there are cards that will offer specials of up to 5% on certain purchases at various times of the year.
- What are the interest rates? Several cash back credit cards offer 0% introductory rates on purchases and balance transfers. What you don't want to be stuck with is a 25% interest rate card after it expires. Most aren't that way. The credit card companies are offering very competitive rates at the moment.
- Do you carry a balance? The consumers that reap the biggest benefit are the consumers who pay their bill off in full every month. They are getting paid simply for using the card to make everyday purchases. If you carry a balance and your 0% introductory rate expires, your interest will far out-weigh the rewards you earn.
- Is there an annual fee? While most cash back cards aren't charging annual free, it is worth noting. There are cards that do charge annual fees and earn you practically the same rewards as the credit cards that don't.
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