Capital One Credit Cards

Applying online is fast and secure.

Capital One Cards for Excellent Credit

Capital One® Platinum Prestige Credit Card

• 0% intro APR until August 2014 on balance transfers
• 0% intro APR until August 2014 on purchases
• No annual fee
• $0 Fraud Liability if your card is lost or stolen
• 24-hour travel assistance gives you a replacement card
  and cash advance
• 24-hour roadside assistance
• Pick an image for your card—choose the one shown here,
  any of the hundreds in our collection, or add your own

Capital One Cards for Excellent Credit

Capital One® VentureOne(SM) Rewards Credit Card

• 1.25 miles per dollar on every purchase, every day and no annual fee
• One-time bonus of 10,000 miles once you spend $1,000 on purchases
  within the first 3 months, equal to $100 in travel
• Redeem miles for airline tickets, hotel rooms, car rentals, and more
• No limit on the miles you can earn and miles don't expire
• Fly on any airline, any time with no blackout dates
• 0% intro APR on purchases until May 2014
• No foreign transaction fees

Capital One Cards for Average Credit

Capital One® Classic Platinum Credit Card

• 0% intro APR on purchases until February 2014
• $0 Fraud Liability if your card is lost or stolen
• Enjoy MasterCard benefits, including 24-hour roadside assistance
  and extended warranty protection
• Pick an image for your card—choose the one shown here,
  any of the hundreds in our collection, or add your own

Capital One Cards for Small Business

Capital One® Spark(SM) Miles for Business

• Earn 2 miles per dollar on every purchase, every day
• Get 10,000 bonus miles - just spend $1,000 on purchases within the first 3 months
• Receive 5,000 bonus miles by signing up for one or more employee cards
• Enjoy exclusive, award-winning customer service
• $0 intro annual fee for the first year; $59 after that
• There's no limit to the amount of miles you can earn and miles don't expire
• Redeem miles for travel, cash back, gift cards, merchandise, and more
• Fly on any airline, anytime, with no blackout dates or seat restrictions

Our Expert Review

User Reviews

Helpful Tips

Things to Consider When Choosing a Capital One Credit Card

1. Credit History ? First thing you need to take into consideration is how good your credit is. You don't want to apply for a card that you probably won't get approved for, but we have heard that they might suggest other offers that would suit you. Just as a general rule, read what type of credit is needed before you apply.


2. Fees- Some cards may have an annual fee. Just make sure you are aware of the terms. Some cards like the Venture Card that lets you earn 2 miles for every dollar spent charges an annual fee because you are earning miles at a faster rate versus the regular Venture Card which lets you earn 1.25 miles for every dollar spent. That card has no annual fee. In that instance you need to determine if the added annual fee is worth the extra miles.


3. Rewards- If you are looking for a card that rewards you for your spending, think about the types of rewards you would like to earn. Capital One offers two types. Those types are either airline miles or cash back. Both products receive high marks. If you like to travel or you would like a way to cut down on your expenses when you do decide to take a vacation, you may want to consider a card that offers miles. If you don't really like making travel plans and things like that, cash back is probably your better option. Not all cards offer rewards and depending on your credit history you may not be eligible to apply for a rewards card.


4. Do you Carry a Balance?- If you carry a balance on your credit card, you may be better suited to apply for the Capital One Platinum which offers a long term 0% interest rate on balance transfers and a low on-going APR thereafter. You do need to have a good credit score to take advantage of that offer.