Capital One Credit Cards

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Capital One Cards for Excellent Credit

 Capital One® Quicksilver® Cash Rewards Credit Card 
 

  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
  
 Intro Purchase APR
0% ""until May 2016*
Intro Balance Trans. APR
0% ""until May 2016*
APR
12.9% - 22.9% (Variable)
Annual Fee
$0
 



Capital One Cards for Excellent Credit

 Capital One® VentureOne® Rewards Credit Card 
 

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until August 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don't expire and there's no limit to how many you can earn
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
  
 Intro Purchase APR
0% ""until August 2016*
Intro Balance Trans. APR
N/A*
APR
11.9% - 21.9% (Variable)
Annual Fee
$0
 



Capital One Cards for Fair Credit

 Capital One® Platinum Credit Card 
 

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  
 Intro Purchase APR
N/A*
Intro Balance Trans. APR
N/A*
APR
24.9% (Variable)
Annual Fee
$0
 



Capital One Cards for Small Businesses

 Capital One® Spark® Cash Select for Business 
 

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases until May 2016; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
  
 Intro Purchase APR
0% ""until May 2016*
Intro Balance Trans. APR
N/A*
APR
12.9% - 20.9% (Variable)
Annual Fee
$0
 



Our Expert Review

Capital One is one of the most creative banks around in not only they way they promote their credit card products, but with the innovation they put behind them. An example would be the Capital One Venture Card. This card was rated as the best credit card for earning airline miles by Money Magazine. What makes Capital One unique is their ability to cater to people with all types of credit histories. Many large banks only focus on marketing to people with great credit, but Capital One offers products from excellent to bad credit. Their customer service is rated as Good (which is a really good rating) by GetHuman. Capital One has been working to expand their customer base by doing a lot of direct mail and TV commercials, directing people to apply at application.capitalone.com, www.application.capitalone.com, applications.capitalone.com, and www.applications.capitaone.com. We definitely recommend Capital One to anyone interested in applying for a credit card.

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Rating: 5.0/5 (1 vote cast)
Capital One Credit Cards, 5.0 out of 5 based on 1 rating

User Reviews

Helpful Tips

1. Credit History – First thing you need to take into consideration is how good your credit is. You don’t want to apply for a card that you probably won’t get approved for, but we have heard that they might suggest other offers that would suit you. Just as a general rule, read what type of credit is needed before you apply.

2. Fees- Some cards may have an annual fee. Just make sure you are aware of the terms. Some cards like the Venture Card that lets you earn 2 miles for every dollar spent charges an annual fee because you are earning miles at a faster rate versus the regular Venture Card which lets you earn 1.25 miles for every dollar spent. That card has no annual fee. In that instance you need to determine if the added annual fee is worth the extra miles.

3. Rewards- If you are looking for a card that rewards you for your spending, think about the types of rewards you would like to earn. Capital One offers two types. Those types are either airline miles or cash back. Both products receive high marks. If you like to travel or you would like a way to cut down on your expenses when you do decide to take a vacation, you may want to consider a card that offers miles. If you don’t really like making travel plans and things like that, cash back is probably your better option. Not all cards offer rewards and depending on your credit history you may not be eligible to apply for a rewards card.

4. Do you Carry a Balance?- If you carry a balance on your credit card, you may be better suited to apply for the Capital One Platinum which offers a long term 0% interest rate on balance transfers and a low on-going APR thereafter. You do need to have a good credit score to take advantage of that offer.