●Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
●No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
●No application fee or penalty rate
●Monthly reporting to all 3 major credit bureaus
●24/7 online access to your account
●*See the Cardholder Agreement for more details.
●No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
●The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
●Build credit quickly. OpenSky reports to all 3 major credit bureaus.
●99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
●We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
●OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
●*View our Cardholder Agreement located at the bottom of the application page for details of the card.