BB&T Visa Platinum Credit Card

Unless you are from the southeastern region, you might have never heard of BB&T. They are among the nation’s top financial holding companies with $152 billion in assets. BB&T has built their reputation on being a community bank and more personal than other banks. I’ve never been in one, but it looks to be working for them. However, the products they offering their customers aren’t that great.

BB&T Visa Platinum Credit Card is a run of the mill Platinum card. It doesn’t have any special featuresand doesn’t stand out in a credit card line up. This card is probably 5 years behind the rest of the industry. The BB&T Visa Platinum Credit Card is the “lay up” of the credit card industry. It’s not glamorous, but gets the job done. Heck, you CAN’T even apply for the card online. Come on BB&T, jump into the 21st century.

Here are some more benefits of the BB&T Visa Platinum Credit Card

• No annual fee
• Low introductory Annual Percentage Rate (APR) on purchases and balance transfers
• No fee for balance transfers made within 90 days of the account opening. Thereafter, a 3.0% ($10 minimum, $99 maximum) fee applies for each advance.
• Enroll in our optional BB&T Rewards program.
• Earn points toward gift cards, merchandise, travel and more.
• Earn 1 point for every $1 in purchases.
• Receive 1,500 bonus points after first purchases
• Reach 2,000 points and you are eligible for a $10 gift card.
• Zero Liability protection against unauthorized use
• Extended warranty and purchase protection*
• Quick delivery of replacement card or emergency cash if your card is lost or stolen
• Optional overdraft protection available on eligible BB&T checking accounts
• Optional Verified by Visa protection available for online purchases
• Complimentary rental car insurance
• 24-hour roadside and emergency transportation assistance
• Medical and legal referral assistance
• Travel accident insurance
• Pre-trip and lost luggage assistance
• Emergency airline ticket replacement
• Prescription assistance
• Valuable document delivery assistance
• Emergency translation services