American Express


American Express may be known for their charge cards, but they do have a great selection of traditional credit cards as well. They have a top notch rewards programs and feature credit cards offering cash back, airline miles, and points. American Express also is the credit card issuer for the Delta SkyMiles credit cards which let you earn frequent flyer miles with every dollar in purchases on the card. They are known to be targeting a higher quality applicant, so if you don’t have good to excellent credit you probably shouldn’t apply.

Below you will find a listing of some of the most popular American Express Cards. Some of these cards will be charge cards and others will be traditional credit cards with low introductory rates and/or rewards. For more detailed information or to apply online, simply click the “Apply Now” button.

American Express Credit Cards

At this time there are no American Express credit cards being offered on CreditCardColumn.com. Please take a look at our other great credit card offers from Capital One, Discover Card, and more.

Here are some offers other customers applied for.

 Capital One® Platinum Prestige Credit Card 
 

  • Get 0% intro APR on all purchases until December 2015
  • Balance transfers also have a 0% intro APR until December 2015, a 3% fee applies to each balance transferred
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
  
 Intro Purchase APR
0% ""until December 2015*
Intro Balance Trans. APR
0% ""until December 2015*
APR
10.9% - 18.9% (V)
Annual Fee
$0
 



 Discover it® 
 

  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover \'Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie\' by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *+See rates, rewards, free FICO® Credit Score terms and other info by clicking \'Apply.\'
  
 Intro Purchase APR
0% for 6 months*
Intro Balance Trans. APR
0% for 18 months*
APR
10.99% - 22.99% Variable*
Annual Fee
$0
 



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Rating: 4.6/5 (8 votes cast)
American Express, 4.6 out of 5 based on 8 ratings

American Express Credit Card Application

When people think of American Express, they either associate them with charge cards or business credit cards. The fact is that American Express has transformed themselves into a company that issues credit just like most any other credit card issuer. They still offer their traditional charge and business products though, but they have some attractive consumer credit cards that let you carry a balance if you need to. American Express credit card applications are fairly simple to fill out online. They try to return a decision on those applications within 60 seconds, but sometimes they will need a little more time to review. So if they say that they need more time, don’t assume that you have been declined.

American Express Credit Card Offers with Rewards

If you are looking for a credit card that has reward features such as travel and cash back, there are American Express Card offers for you. Their membership rewards program is highly regarded and is consistently rated amongst the top in the industry. If you are part of their membership rewards program that earns points, you can use those points to pay for your travel, merchandise at select retailers, or purchasing of gift cards. You are also to shop online through their site at select retailers and earn bonus points when you make a purchase. The key to maximizing your earning potential is to use your card for all of your purchases. Sometimes your cable company and insurance agent will take a credit card. Make sure you pay those charges off every month as you don’t want to have to pay interest on them. That would defeat the purpose of earning rewards.

Where is American Express Cards Accepted?

American Express Cards are accepted in more places than you think. There are millions of retailers, restaurants, and other business locations around the world that accept their cards. From personal experiences, I would have to say that 90% of the restaurants and retailers that I frequent will take their card. Sometimes the retailers only display the Visa and MasterCard logos even though they accept American Express credit cards for payment. The reason why they do this is because it costs less for the retailer to do a transaction for a Visa or MasterCard. Your loyalty needs to be with what is in your wallet and not your retailer’s. With the excellent rewards programs that American Express offers, you may want to have the savings go into your pocket and not the retailer.